Pay, send, and grow your money with PhnomPay
Your premium digital wallet for everyday payments. Send to friends, scan to pay merchants, and hold native Phnom Coin on Polygon.
Total balance
$2,847.50
+2.4% today
Recent
Coffee Shop
2m ago
-$4.50
Received PNC
1h ago
+$120.00
Top up
Yesterday
+$500.00
Digital wallet
Everything you need to pay and get paid
Send, receive, scan, and top up — designed for everyday use, not trading floors.
Send money
Transfer to anyone instantly. Send PNC, USDT, or MATIC with transparent network fees.
Send to
sokha@phnompay.com
Amount
250.00 PNC
Scan & pay
Pay merchants by scanning their QR code. Built for real-world crypto payments in Cambodia.
Top up
Add funds via bank transfer, card, or crypto. Cash in and out with clear rates and limits.
Add funds
Tap to pay
Use your PhnomPay virtual card for contactless payments wherever cards are accepted.
Your complete payment toolkit
Wallet-first features for paying, sending, and managing your money — with trading when you need it.
Smart wallet
Hold PNC, MATIC, USDT, and more in one secure wallet on Polygon.
Send & receive
Transfer to friends and family instantly with low network fees.
Scan & pay
Pay merchants with a quick QR scan. Built for real-world payments.
Top up
Add money via bank, card, or crypto. Clear rates and instant availability.
P2P transfers
Send to verified users with escrow protection and dispute resolution.
Trade & swap
When you need it, swap assets or trade PNC — without leaving your wallet.
Security
Multi-factor auth, encrypted keys, and session management built in.
Live prices
Track PNC and major assets. Need to trade? Swap and exchange right from your wallet.
Native token
Phnom Coin (PNC)
Fixed-supply ERC-20 on Polygon. Hold, send, and pay with PNC directly from your wallet. 10 billion tokens allocated across Cambodia's growth sectors.
10B fixed supply · Drag to rotate
Token allocation
Contract · Polygon Mainnet
0xc21C20a55869a00833aF60C1a550E1bE54610201
Heritage
Rooted in Cambodia, built for the world
PhnomPay connects Cambodia's digital economy to global crypto infrastructure. Native Phnom Coin (PNC) channels value into sectors that shape the nation's future.
Heritage · Innovation · Future
Get started in four steps
From sign-up to your first payment in minutes.
Create your wallet
Sign up in minutes and set up your secure PhnomPay wallet on Polygon.
Add money
Top up via bank, card, or crypto. Buy PNC at the platform rate.
Pay and send
Scan to pay merchants, send to friends, or use your virtual card.
Grow your balance
Hold PNC, swap assets, or explore P2P — all from one wallet.
10B
PNC supply
Fixed forever
<$0.01
Network fee
Polygon PoS
99.9%
Uptime target
Redundant infra
137
Chain ID
Polygon Mainnet
Your money, protected
Bank-grade security for your digital wallet and everyday payments.
Multi-layer security
Encrypted keys, MFA, and session management.
Compliance ready
KYC/AML framework for regulated markets.
Audited infrastructure
Redundant systems across multiple regions.
Fast settlement
Polygon PoS for sub-second finality.
Open your PhnomPay wallet today
Pay, send, and manage your money in one premium app. Free to create, ready in minutes.